HL Financial
Strategies
Financial insights and literacy for everyday investors. Read, learn, and discover the tools that help you take control of your financial future.
From the Blog
Real talk on options income, personal finance, and building financial literacy — one post at a time.
After the Storm: Adjustments, Approach, and What’s Next
Hey everyone!
HL Financial Strategies 101: Picking the Right Strike and Expiration
Part 8 and a continuation of our Beginner Series
Market Storms: Navigating Geopolitics, Drawdowns, and Staying the Course
Current market update and what I'm doing here
New to Selling Options?
Start Here.
Options, and stocks, in general can be intimidating at first. This series of posts is designed to help you get started!
What Is the Wheel Strategy?
A plain-English breakdown of the wheel options strategy — what it is, how it works, and why it's a popular income approach.
Buying vs. Selling Options: The Basics
The first leg of the wheel. Learn how selling puts generates income and what happens when shares get assigned.
Capital Requirement for the Wheel
How much money do you really need to start selling options? A breakdown of the capital requirements.
Portfolio Construction and Sizing
Now to construct and size your wheel portfolio. How many positions to start with, and how to scale up over time.
Purpose-built
Financial Tools
Purpose-built applications for managing every dimension of your financial life.
HLF Budget Tracker
Know where your money goes.
The foundation of any financial plan. Set budgets, track spending across categories, and get clear visibility into your cash flow — whether you're just starting out or optimizing an existing system.
- Category budgeting
- Spending trend analysis
- Monthly summaries
- Goal tracking
HLF Wheel Trade Tracker
Tracking every leg of your wheel trades.
Built for when you're ready to put your capital to work. Track every leg of the wheel — cash-secured puts, covered calls, assignments — watch your premium income compound, and set realtime alerts for profit targets, assignment risk, and watchlist entries so you never miss a move.
- Position & leg tracking
- Premium income analytics
- Realtime alerts for profit targets, assignment risk & roll opportunities
- P&L visualization
HLF Bookkeeping
Simplified bookkeeping for traders.
A standalone double-entry ledger built for personal use and small trading operations. Pull in trading profits from the Wheel Tracker and keep everything organized — especially useful if your trading has crossed into business territory.
- Double-entry ledger
- Income & expense categorization
- Tax-ready summaries
- Trading profit import
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Have Questions?
Finance doesn't have to be complicated. Whether you're just getting started or want to dig deeper into a topic, I'm always happy to help. Reach out — no question is too basic.